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研究报告
有效存款保险制度核心原则是否有效运行
来源: | 作者:君研资本 | 发布时间: 2018-11-04 | 10540 次浏览 | 分享到:

 The governance is not only essential for individual organisation but also vital for the institution that performs on the basis of the international level. Accordingly, there is no doubt that the system of deposit insurance should be managed soundly. And what the system need is a highly professional authority which can make the judgement totally by itself. Based on the principles, the acceptable governance includes four parts which are independent, accountability, transparent, and integrity.    

 

There are two factors contained by independent which are the goal independence and operational independence. The exactly meaning of the independent states in this principle is the operational one which refers to the capacity that an institution can use the rights and methods which designed for it out of any external controls. The deposit insurer has the power to form a resolution for a certain case in the light of the estimation. Other official departments cannot intervene in the process of making a decision. And the deposit insurer has the right to reject any unlawful actions.