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研究报告
有效存款保险制度核心原则是否有效运行
来源: | 作者:君研资本 | 发布时间: 2018-11-04 | 10548 次浏览 | 分享到:

 

However, after the recent financial crunch happened, the core principles are formulated and brought into force in 2009 to help recovering the economic development. Apparently, the core principles give the administrators a correct direction and are beneficial to the recovery of the economy. More specifically, these principles clearly emphasize the aim of a well-run financial market. Although different kind of financial institutions play different kind of role in the financial market, the target of them is the same which is to improve the stability of the economic system and protect the interest of the investors. If the two basic aims can be achieved, the world economy would grow healthily and rapidly. However, the problem is how to gain these ideal results. The core principles provide the detailed measures simultaneously.

 

An individual financial institution intends to play its role in the financial market, it should be operated independently. In order to fulfil the aim of each financial institution, the administration should be managed by the institution itself. Other political and economic entity or the staff of the financial institution should not interfere with the operation. However, the exertion of a single financial institution is not enough for the well being of the financial market. It needs the joint efforts from the member of financial safety net at the same time. “A proper financial safety net is necessary to reduce the risk of severe financial crises. Without an appropriate financial safety net, even simple rumours of problems regarding solvency or liquidity of a financial institution have the potential to become self-fulfilling and turn into a full-blown financial crisis. With an appropriate financial safety net in place, confidence tends to be greater and the onset of financial crises less likely than otherwise.”