reimbursement of depositors promptly and accurately and on an equitable basis; minimise resolution costs and disruption of markets; maximise recoveries on assets; and, reinforce discipline through legal actions in cases of negligence or other wrongdoings. In addition, the deposit insurer or other relevant financial system safety-net participant should have the authority to establish a flexible mechanism to help preserve critical banking functions by facilitating the acquisition by an appropriate body of the assets and the assumption of the liabilities of a failed bank (e.g. providing depositors with continuous access to their funds and maintaining clearing and settlement activities).” 

In order to successfully accomplish the goal of protecting the financial stability and depositors, the deposit insurer should enforce the relevant rules strictly. The most important step is to confirm that the loss of depositor can be repaid timely and precisely. “The speed and convenience of the reimbursement can affect public confidence in the deposit insurance system.”